Evolution of African Community Support: Embracing Last Expense Plans

Evolution of African Community Support: Embracing Last Expense Plans

In the heart of Africa, where traditions and cultures have been deeply rooted for generations, the concept of community was once the cornerstone of life. Ceremonies like circumcision, weddings, and even death and burial were cherished communal events, where neighbors and friends came together to support one another. However, the winds of change have swept across the continent, reshaping the dynamics of social interaction. This transformation is particularly evident in Kenya, where even the way people respond to bereavement is evolving rapidly.

In the not-so-distant past, when tragedy struck a family in Kenya, the community rallied together, forming WhatsApp groups to raise funds and offer emotional support. This collective effort was a testament to the African spirit of togetherness. But today, this traditional method of fundraising often falls short, thanks to the challenging economic climate faced by many.

Enter a new concept known as Last Expense, pioneered by insurance companies in Kenya. Last Expense plans represent a modern adaptation of the African communal spirit, tailored to the changing times. These plans provide a safety net for those facing the daunting costs associated with burying a loved one.

How does Last Expense work?

Last Expense plans are designed to ease the financial and logistical burden on bereaved families during their time of need. They offer different packages to cater to a range of needs and budgets. These packages typically include the provision of a coffin and transportation of the deceased back home, ensuring a dignified farewell.

Companies Providing Last Expense Plans in Kenya:

Jubilee Insurance: Jubilee offers Last Expense plans with packages starting from as low as 50,000 Kenyan Shillings, making it accessible to a wide range of individuals and families.

Britam Insurance: Britam provides Last Expense plans with various options to suit different needs. They offer packages with higher coverage, reaching up to 500 thousand Kenyan Shillings.

ICEA Lion Group: ICEA Lion offers comprehensive Last Expense plans that are customizable, allowing individuals to tailor the coverage to their specific requirements.

There are still other companies like CIC, Old Mutual, AA Insurance, which are offering this cover.

The Importance of Last Expense:

While no one wishes to contemplate the prospect of death or loss, Last Expense plans offer a responsible and pragmatic approach to safeguarding the well-being of loved ones. Here are a few compelling reasons why Last Expense is important:

Financial Security: In a time of grief, the last thing a family should worry about is the financial burden of a funeral. Last Expense plans provide financial security when it is needed most.

Dignified Farewell: These plans ensure that the deceased is accorded a dignified farewell, with provisions for a suitable coffin and transportation.

Peace of Mind: By having a Last Expense plan in place, individuals can enjoy peace of mind, knowing that their loved ones will be cared for in the event of their passing.

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In conclusion, the African spirit of community support is evolving to adapt to the changing times. Last Expense plans in Kenya exemplify this transformation, offering a practical solution to the challenges faced by families during times of loss. By considering a Last Expense plan, individuals can honor their cultural heritage while securing a better future for their loved ones, even in their absence.

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